Apply for a VET Student Loan
If you're eligible to get a VET Student Loan, you'll be able to defer your tuition payment.
What is a VET Student Loan?
How to apply for a VET Student Loan
You must complete an electronic Commonwealth Assistance Form (eCAF) by your payment due date to apply for a VET Student Loan.
How much can I borrow?
There’s a cap on how much you can borrow through student loans. This is called your HELP loan limit, and it's set by the Australian Government each year.
Your limit depends on what you’re studying. In 2025, most students have a HELP loan limit of $126,839, but students studying medicine, dentistry, vet science or aviation may have a higher limit.
You can find out more about the HELP loan limit on the Study Assist website, and you can use the myHELPbalance portal to view your available balance.
Your limit depends on what you’re studying. In 2025, most students have a HELP loan limit of $126,839, but students studying medicine, dentistry, vet science or aviation may have a higher limit.
You can find out more about the HELP loan limit on the Study Assist website, and you can use the myHELPbalance portal to view your available balance.